Mortgage Learning Center

Welcome to our Mortgage Learning Center!

Information brought to you by Exit Search and our partners at United Northern.

Additional contributions from Kal Penn and Mashable.

United Northern 

Let's start from the top. What is a mortgage?

A mortgage is a loan used to purchase a home, where the property serves as the borrower’s collateral.


Calculate your mortgage: Mortgage Calculator

Click here to start your loan application.

How to get Pre-Approved: Get Pre-Approved

Free Home Buyer's Loan Guide PDF at: Home Buyer's Loan Guide


Love the house, but it doesn’t feel like “home”?

Homestyle Renovation Mortgage

This loan allows a borrower to finance home improvements in a purchase or refinance transaction of an existing home. The funds obtained can cover the costs of repairs, remodeling, renovations and / or energy efficient improvements. There are no required improvements or restrictions on types of repairs, but they must be permanently affixed to the property and add value. Renovations must be performed by lender-approved licensed professionals and completed within six months after closing.


FHA 203 (k)

This program provides a government-insured loan that enables a qualified borrower to purchase a home that may need repairs or for homeowners to refinance an existing home for remodeling. Popular features include a low downpayment with a 620 minimum FICO score and a fixed-rate option.

Learn more: 203K Rehab_Renovation Mortgage


Reverse Mortgage for Purchase

62+ Mortgage

The HECM for Purchase (H4P) program offers financing solutions, other than a traditional mortgage that may make a new home purchase possible.

Download your free reference guide: H4P Quick Reference Guide



Community Heroes

Community Heroes

Eligible applicants include Teachers, current and retired military, firefighters, EMT’s, law enforcement, teachers, nurses and others. 

Offers benefits that can include reduced rates and fees (reduced or no origination, underwriting, processing and commitment fees).

Learn more: Community Heroes


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